High growth. Guaranteed
Lock in 6.25%*
on a 1-year GIC.

Get guaranteed returns on registered and non-registered GICs with some of the best rates in the market.

Get a free quote

We make getting the best GIC simple. Let our team do the work so you don’t have to.
1 Step 1

Don’t miss our featured GIC rates


1 Year



9 Months


Want growth so advanced
you don’t even have to think?

Then invest it, forget it, and earn more without paperwork, long processes or any other banking nonsense. Our GIC options let you lock in any of our amazing rates, so no matter what happens, that rate is yours. We’ve also got a range of term options to help you invest smarter.

Smart features

Investments in a safe place

All deposits in EQ Bank products are eligible for Canada Deposit Insurance Corporation (CDIC) protection.

Plenty of term options

You’re the one in charge of your savings, and that includes choosing whether short or long term GICs are right for you (or hey, maybe it’s both).

A GIC in seconds

As long as you have available funds in your Personal Account, you can literally buy a GIC in seconds.

Rates that make your savings go boom

Say hello to some of the highest guaranteed rates in the industry on our GICs.


Common questions answered

At Top Rate Finder, we understand the importance of making informed financial decisions. That’s why our team works diligently to compare all GIC issuers and compile the best GIC rates in Canada for you to choose from. With our easy-to-use platform, you can explore and compare different rates and terms to find the best option for your financial goals. We take the guesswork out of investing in GICs by providing you with comprehensive information on each issuer, including their credit ratings and customer reviews. Our goal is to empower you to make the best decision for your financial future.With Top Rate Finder, you can trust that you are getting the most competitive rates and reliable information for your GIC investments.
At Top Rate Finder, we understand that every individual’s financial needs and goals are unique. That’s why we offer a variety of investment options, including short-term GICs, to help you achieve your financial objectives. Short-term GICs are an ideal choice for those looking to invest a lump sum of money for a shorter period of time. These GICs offer the peace of mind of a guaranteed principal, while still allowing you to earn some interest on your savings. This can be a great option for individuals who want to safeguard their savings while still earning a return. With our short-term GICs, you can choose the length of your investment, ranging from just a few months to a few years. This allows you to tailor your investment to match your specific financial goals and timeline. Our goal at Top Rate Finder is to provide you with personalized and flexible investment solutions that meet your needs.
Top Rate Finder offers a variety of long-term guaranteed investment certificates (GICs) with terms ranging from 1 to 10 years. These financial products provide a guaranteed return on the principal investment, giving investors peace of mind and security for their money. Our GICs are backed by reputable financial institutions, ensuring the safety and stability of your investments. With terms that can be tailored to your individual needs, Top Rate Finder makes it easy for you to find the right GIC for your long-term financial goals. Invest in our GICs and watch your money grow with the assurance of guaranteed returns. Explore our options and start securing your financial future today with Top Rate Finder.
At Top Rate Finder, we specialize in providing our clients with guaranteed investment certificates (GICs). A GIC is a financial product that offers a fixed rate of return over a set period of time. This means that you are guaranteed to receive your initial investment, plus the interest earned, when the GIC matures. The GIC is considered a liability of the issuing financial institution, which means they are legally obligated to pay you back. This provides our clients with peace of mind and a low-risk investment option. With our expertise and knowledge in the financial industry, we are proud to offer our clients reliable and secure GIC options. Contact us today to learn more about how we can help you achieve your financial goals.